InsureSwitzerland
Insurance Guide

Swiss insurance, explained.

Everything you need to know about insurance in Switzerland — written in plain English for expats and immigrants.

Or try the Risk Analysis

Mandatory Insurance

Insurance required by Swiss law

Health Insurance (KVG) — Everything You Need to Know

Most Important

State Pension (AHV/IV) — How It Works

Occupational Pension (BVG) — Your 2nd Pillar

Accident Insurance (UVG) — Employee Coverage

Motor Vehicle Insurance — If You Drive

Quasi-Mandatory

Not legally required, but practically essential

Personal Liability Insurance — Why Landlords Require It

Popular

Household Contents Insurance — Protecting Your Belongings

Optional Insurance

Worth considering based on your situation

Supplementary Health Insurance (Zusatzversicherung)

Pillar 3a — Tax-Advantaged Retirement Savings

Tax Savings

Legal Protection Insurance

Life & Disability Insurance

Getting Started

Essential reading for newcomers

Moving to Switzerland — Insurance Checklist

Start Here

Common Insurance Mistakes Expats Make

How Much Does Insurance Cost in Switzerland?

Employer vs. Personal Insurance — What's Covered?

Permit Guides

Insurance rules by permit type

B-Permit — Residence Permit

C-Permit — Settlement Permit

L-Permit — Short-Stay Permit

G-Permit — Cross-Border Commuter